You can achieve financial independence via 1 of three methods: Increase your income Decrease your expenses Increase your income AND decrease your expenses As FI’ers the freedom exists to achieve the end goal however we’d like to. Many try to do this by decreasing their expenses, which involves typically adopting an overly frugal lifestyle (nothing
PYF = Pay Yourself First!
Hey all, This is a super interesting topic because it can be very subjective based on what your personal and/or family goals are. For example, my wife used to think paying herself first was making sure she could get a pedicure or a massage, now it has transitioned into putting the budgeted savings directly into
Ally Bank High Yield Savings Account Review
We made the switch to Ally Bank several years ago after reading about high interest savings accounts on /r/PersonalFinance. I was shocked that a bank could offer a 1.2% APR where Chase was offering 0.02% and hooking customers on it. Needless to say, we nervously made the switch and wondered what it would be like