Another year in the books – it’s 12/27/2021 as I write this and we’re in the final week of the year. One of the things I enjoy doing is looking at the goals set for the year vs what actually happened in the year … I find it a humbling exercise. Financial goals we accomplished
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Our 2020 Financial Tool kit For Savings, investing, and budgeting
This year is going to be interesting for us. We’ve been tackling debt for several years, had to deal with some home repair issues, but now we finally get to focus on investing quite a bit. High level goals for 2020: Max out traditional IRA’s (our income disqualifies from Roth IRA) Max out employer match
Step By Step Guide To Building A Financial Independence Roadmap
Building a financial independence (FI) roadmap is key to understanding when you can act on your financial independence, how you will reach your goal, and what your goal number actually is. It also acts as an accountability tool, and will allow you to see the downstream affects of an adjustment you make earlier on in
5 Easy Habits I Used To Achieve An 800+ Credit Score
I recently crossed the exciting line of an 800 credit score. It’s exciting, but in reality nothing has changed. The habits used to reach this are extremely easy, and really are habitual processes that you can use in your FI journey. A credit score is extremely beneficial in getting low mortgage and loan rates to
Why Rewards Points Are A Corner Stone To Financial Independence
You can achieve financial independence via 1 of three methods: Increase your income Decrease your expenses Increase your income AND decrease your expenses As FI’ers the freedom exists to achieve the end goal however we’d like to. Many try to do this by decreasing their expenses, which involves typically adopting an overly frugal lifestyle (nothing
PYF = Pay Yourself First!
Hey all, This is a super interesting topic because it can be very subjective based on what your personal and/or family goals are. For example, my wife used to think paying herself first was making sure she could get a pedicure or a massage, now it has transitioned into putting the budgeted savings directly into