Another year in the books – it’s 12/27/2021 as I write this and we’re in the final week of the year. One of the things I enjoy doing is looking at the goals set for the year vs what actually happened in the year … I find it a humbling exercise. Financial goals we accomplished
Investing in websites: ongoing case study
Over the years we’ve bought and sold many websites. The websites have been affiliate based sites, e-commerce, and software based (plugins, etc). It’s been awhile since we were actively working on a website besides ReachingFi (which we use as a journal), and frankly … I’ve got the itch. We have made good progress on our
Investing In A High Inflation Environment
We’ve been hearing quite a bit lately about inflation, and frankly there seems to be a mixed bag out there in regards to if inflation is increasing, and when. I’m not here to answer either of those questions, but I am here to share ways that I am considering to maximize my investments in the
First time home refinancing expectations
We are currently undergoing our first refinance, and have been learning as we go. We are a little late to the game, and not capturing the best rate we could have … reason being is that we were on the verge of moving when the rates bottomed out. Our local housing market in the price
Can Investing In Pokemon Cards Help With Reaching Financial Independence?
For many of us who were children in the 1990’s, Pokemon was massive. We grew up experiencing the trading cards (as a boy, I was regularly trading the cards with my friends), the movies, and the games. Pokemon was everywhere. Fast forward to current times, and Pokemon is as hot as ever, only many of
2020 Recap – Did we get closer to reaching financial independence?
It’s December 30th, and we’re right at the end of 2020. What a year it turned out to be for the world, for our friends, and for our family. Outside of focusing on financial independence, 2020 created some very unique experiences with our kids … they are young enough that their memory only has recall
2020 Q1 CheckIn
We’re beyond Q1, but this gives an outline of how we’re pacing for 2020. Coronavirus took a hit to our investments, but we kept on going. We do not intend to liquidate anything at this point. Emergency Fund Contributions: $10,000 IRA’s: $2,951 Remodel Remodel ended up costing $25,000 (vs $15,000 planned) 529 Plan $100 Spouse
Our 2020 Financial Tool kit For Savings, investing, and budgeting
This year is going to be interesting for us. We’ve been tackling debt for several years, had to deal with some home repair issues, but now we finally get to focus on investing quite a bit. High level goals for 2020: Max out traditional IRA’s (our income disqualifies from Roth IRA) Max out employer match
Step By Step Guide To Building A Financial Independence Roadmap
Building a financial independence (FI) roadmap is key to understanding when you can act on your financial independence, how you will reach your goal, and what your goal number actually is. It also acts as an accountability tool, and will allow you to see the downstream affects of an adjustment you make earlier on in
SOFI Review: How We Refinanced Our Student Loans
My spouse and I both refinanced our student loans with SOFI around 8 months ago. We had several loans between the two of us that were unnecessarily high, and a few variable loans that looking back should have been fixed. We spent several weeks doing research on various refinancing sites that specialized in student loan